SHTF blog – Modern Survival

Get Out of Debt and Survive With Less After TSHTF

tv_impressionsOn TV the other day (I was streaming a news broadcast off the Internet – I don’t have cable TV) I saw a commercial that settled in my mind and it gnawed away at for me awhile. I didn’t realize until later why it bothered me so much. Here’s a synopsis of the commercial: Dude1 walks out of his house over to his neighbors house in a suburban neighborhood, where his friend (Dude2) is admiring a new car. “Nice car!” Dude1 says and Dude2 beams and starts to talk about its features. Dude1 listens politely, then hits the button on his key fob and the brand new ultra fancy pickup truck in his driveway chirps and he walks over to it with a look of smug satisfaction on his face while Dude2 with the car stands there with his mouth open, obviously wishing he had the fancy truck.

By Jarhead Survivor

The American Dream is being forced down our throats, people.  Marketers know how we think and they target our desires to warp us into wanting more.  Not only do they convince us to want more, we need whatever “it” is to be bigger, faster, and more powerful! Buy, buy, buy!  It keeps the economy going and the markets inflated.

nice_house_elite“They” want us to consume so they can continue to make their Porsche payments and live in their fancy houses with body guards. Meanwhile, we’re stuck with five-hundred dollar a month truck payments we can’t afford because we’re suckered into The Dream.  I’ve noticed the same trend in prepping. Someone shows off the latest AR-15 or M4 with a super-scope or laser sites and there’s oooh’s and aaaah’s and people wanting to rush out and get one for their arsenal. Or maybe someone got the latest land rover, RV, or a hardened Hummer. Hey, if you can afford the stuff more power to you, but most people I know are in debt trying to keep up with their house payments and student loans, much less a hardened hummer with three new AR-15’s in it.

Get By With Less

car-refill-transportation-transportIt’s ok to plan on getting by with less. As a matter of fact that’s exactly what we’ll need to do if and when TSHTF. The more knowledge and experience you have about survival and getting by with less the better off you’ll be. Once the balloon goes up finding gas for that thirsty Hummer will be a chore and way more expensive to boot – if you can even find any. There’s been a movement lately about getting by with less called minimalism. I’ve done a little reading and decided that it’s perfectly fine to cut down on the amount of stuff in my life that takes up valuable space and time thinking about it. I went from fifteen dress shirts to six. A whole pile of t-shirts to five. A huge pile of camping gear to just what I need for me and my family. What good is five packs full of gear if I can only use one at a time?

I wound up selling a bunch of stuff on Craigslist and Facebook marketplace (one of the few things Facebook is good for) and haven’t regretted it at all.  How do you decide what stuff to get rid of? That was actually the easy part for me. I went through my gear and if I hadn’t touched it in the last six months or a year I put it in a pile mentally labeled “Sell or Donate.” If you decide to give it a try you’ll be surprised at how fast that pile will grow.

Letting Go

I admit that at first it’s a little hard getting rid of stuff that you love, but after awhile you realize it’s not the stuff you love, but the idea of it. You buy junk you don’t need because it makes you happy. It gives you a little dopamine hit when you walk out of the store with a new item. Pretty soon you have twenty-five pairs of shoes you don’t wear and two closets worth of clothing that just hangs there.

I probably had two or three hundred movie DVD’s sitting in my basement collecting dust. Now I’m down to about twenty of my favorite all time movies that I watch over and over again (Billy Jack for example), but are hard to find online.

book_shelfAnd books. If you love books like I do this was a hard one, but I went through my books and if I hadn’t read it in a year or ten and it didn’t make my heart bump in that special way it went in the pile. My goal was to cut back to one bookshelf (about five shelves from floor to ceiling two feet wide) instead of books taking over every available space in the house. This was actually way easier than I thought it would be. First to go were all the books I’d picked up at lawn sales or had given to me. You know what I’m talking about; you pick up a book on a hot summer day and it marginally grabs your interest, but hey! It’s only a quarter, so you pick up seven or eight because you have a few extra bucks on you and throw them into the back of your car. They ride around there for a week or so until you carry them in the house and try to cram them into that bookshelf that’s already overflowing and then you forget about them.

Where I notice it the most is on my dresser. It used to be covered with cameras, computer gear, pieces of paper, change, flashlights, knives… you get the idea. I have one of those that opens up like an armoire, so there are actually three shelves where I could keep stuff. In the morning I’d go crazy trying to find my EDC.

Now it’s clean. All the extra books are gone, I’m down to a couple of cameras I actually use, change goes into a special place in the kitchen where it can be used.  How did my wife react to this new mode of thinking? She was ecstatic! By nature she’s always been a minimalist, so when I started getting rid of extra junk she was happy as could be.  So how does that carry over to prepping? For one thing it allows you to focus on those things that are really important such as good quality food.

Instead of opting for ten guns how about buying one or two that will really get the job done?  Instead of a brand new sixty thousand dollar range rover how about taking care of the vehicle you already have? Treat your vehicles right and they’ll treat you right. People are so willing to throw something away today instead of taking care of it that it blows my mind.

I see people treating trucks like computer tablets these days. Once it’s a couple of years old they’ll trade it in for a new one instead of taking care of the one they have. Of course a tablet goes for a hundred dollars these days and a truck costs anywhere from twenty-five to seventy-five thousand depending on what kind you get. Friends of mine who didn’t have the money went out and bought an expensive SUV, but didn’t have the money to pay for it. Now they’re stuck with a huge vehicle payment and regret it.

Avoid Debt

Today my wife and I avoid debt like the plague, which is a great thing to be in agreement on.  If we can’t afford to pay cash for something we don’t buy it. And living as minimalists we typically don’t want it anyway, which makes it far easier to cope with those emotions that spring up when we see some shiny new car or gizmo that would be wicked awesome to have, but can’t afford or will never use.

money_debtYears ago my phone was ringing off the hook with companies wanting their money and I finally did this to get out of debt.  It’s hard to do, but so worth it in the end!  Don’t get me wrong, I still see stuff I want and think, “Ooooh! I’d love to have that!” But I’ll sit on it for a week and if the feeling goes away I know it was just a passing fancy. (That Korean era officer’s military mess kit I saw this summer for $300 springs to mind.) I thought about it for awhile and decided I didn’t want it because of its authenticity, but because it would be fun to whip something like that out at the campground and actually use it. I then decided that if I wanted something like that it would be far easier and cheaper to build one myself. It’s still on the back burner, but if I decide to move forward it will be a fun project and one that will really mean something to me.

Simplify

I’m not saying to sell all your stuff and live in a tent or a yurt (although a yurt might be kinda cool when I think about it.)  What I’m suggesting is to take a look at your lifestyle and possessions and see if there’s anything you can cut back on or things you can sell.  Almost everybody has extra stuff and the average American has tons of extra stuff they don’t use.

If you have debt, selling some of that extra stuff and not buying more can help you drive that debt down a little. Thoreau said to “Simplify!” and if you take that advice to heart you can live a rich life while staying out of debt. Let go of the stuff you don’t need and take a good hard look at the stuff you have.  You’ll be a happier person because of it.  Questions?  Comments? Sound off below!

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